Freelancer / Independent
Freelancer Pay Stub Generator
Professional Income Verification for Independent Workers — No Employer Needed
Freelancers don't get employer pay stubs — so we built one for you. Correct self-employment tax, project income support, accepted by landlords and lenders. Free preview — clean PDF from $6.99.
4.8/5 · 2,847 reviews
No signup required$6.99 all-in100% money-back guaranteeWhy StubFast?
- No employer needed — enter your own project income directly
- Self-employment tax calculated correctly: 15.3% × 92.35% of net earnings
- Deductible SE tax half applied — reduces your federal taxable income
- All 50 states — estimated state tax shown for quarterly planning
- Project-based, hourly consulting, or monthly income modes
- QR verification code — landlords can confirm authenticity online
- Free preview — no signup required; clean PDF from $6.99
- 100% money-back guarantee
Common Use Cases
- →Rental applications — pair with 3 months of bank statements
- →Mortgage and loan applications requiring proof of self-employment income
- →Visa applications requiring stable income documentation
- →Health insurance marketplace income verification
- →Enterprise client onboarding requiring business legitimacy proof
- →Quarterly estimated tax planning and record-keeping
Frequently Asked Questions
Do freelancers get pay stubs?▼
Traditional employers don't give pay stubs to freelancers because freelancers are not on payroll. However, freelancers can generate their own income verification documents showing project income and estimated taxes. StubFast creates professional freelancer income statements that landlords, lenders, and government agencies accept.
How is self-employment tax calculated for freelancers?▼
Freelancers pay self-employment (SE) tax instead of the FICA taxes withheld from employee paychecks. SE tax is 15.3% (12.4% Social Security + 2.9% Medicare) applied to 92.35% of net earnings. You can also deduct half of the SE tax from your federal taxable income. StubFast handles all of this automatically.
Can I use a freelancer pay stub for an apartment application?▼
Yes. Many landlords accept self-employed income verification documents alongside bank statements and tax returns. Our freelancer stubs include a QR verification code for authenticity and show income totals in the format property managers expect. For best results, bring 3 months of stubs plus your most recent Schedule C or tax return.
What if my income varies month to month?▼
Freelance income is often variable. You can generate stubs for each pay period reflecting actual income received. For annual income proof, enter your average monthly earnings or total annual project income. The YTD field lets you accumulate running totals across multiple stubs.