StubFast
Instant PDF Generation — No Signup Required

Professional Pay Stubs In 60 Seconds

W2 employees, 1099 contractors, freelancers, and gig workers — generate accurate, professional pay stubs instantly. Starting at $6.99. All-in, no add-ons.

For legitimate income documentation purposes only. Terms of Service.

No hidden fees
100% money-back guarantee
Instant download
Accepted by landlords & lenders

Choose your stub type to get started:

👔W2 Employee📋1099 Contractor💼Self-Employed🚗Uber / DoorDash
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50,000+ stubs generated
4.8/5 from 2,847 users
stubfast.com/generator
Pay Stub
Employee
Pay Period
Summary
Earnings
Deductions
NET PAY
$3,842.50
Verified ✓
Why StubFast

Everything Competitors Get Wrong — We Fixed It

No hidden add-ons. No fake “calculator.” No stubs that get flagged as fake. Just clean, professional, instantly downloadable pay stubs.

60-Second Generation

Fill the form, see a live preview, download instantly. The fastest pay stub generator on the market.

Accurate Tax Calculations

Federal + all 50 state income taxes, Social Security, Medicare — estimated calculations based on current available IRS withholding guidance. Always review before use.

1099 & Self-Employed Mode

The only generator with a dedicated 1099 contractor mode. Correct self-employment tax (15.3%) automatically applied.

Mobile-First Design

Generate pay stubs on your phone in 2 minutes. Fully optimized for iOS and Android browsers.

Verification-Ready PDFs

Each stub comes with a unique QR code and verification ID. Landlords and lenders can verify authenticity online.

All 50 States Covered

State income tax auto-calculated for all US states. Texas, California, New York, Florida — every state handled.

Instant Preview, No Signup

See your complete pay stub preview before paying. No account needed to start — frictionless experience.

Transparent Pricing

From $6.99/stub. No add-on fees, no hidden charges, no subscriptions unless you want one. 100% refund if unsatisfied.

Edit & Re-download

Saved to your dashboard. Edit previous stubs, duplicate for a new pay period, regenerate any time.

QR Verification System

Every paid stub gets a scannable QR code linking to our verification page — trusted by property managers and banks.

Gig Economy Specialists

Built for the Modern Gig Worker

The only pay stub generator with dedicated modes for every major gig platform. Perfect for apartment applications, car loans, and credit checks.

🚗Uber
🍕DoorDash
🚕Lyft
🛒Instacart
📦Amazon Flex
🥡Grubhub

Generate a Pay Stub in 3 Steps

No learning curve. Under 2 minutes.

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Step 01

Fill Your Details

Enter your name, company, pay period, and earnings. Use AI Autofill to describe it in plain English.

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Step 02

See Live Preview

Watch your pay stub build in real time. Tax calculations update instantly as you type. Free to preview.

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Step 03

Download Clean PDF

Pay $6.99, get your clean, watermark-free PDF instantly. Email delivery included.

Start Generating Now

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Professional profit & loss statement for loans, taxes, and investors.

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Income verification letter for apartments, mortgages, and auto loans.

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Operating agreement outline and formation checklist for your new LLC.

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Real Customer Reviews

Trusted by Freelancers & Gig Workers

4.8 / 5from 2,847 verified users
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Maria G.
Uber & DoorDash Driver · Texas

I've been driving for Uber and DoorDash for 3 years and always struggled to prove my income for apartment applications. StubFast was the first generator I found that actually has a Gig Worker mode. My landlord accepted it without any issues. $6.99 for something that saved me weeks of stress.

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James T.
Freelance Web Developer · California

I tried thepaystubs.com first — they charged me $11.99 and the YTD figures were wrong. Came here and it was $5 cheaper AND the tax calculations were accurate for California state tax. Generated 3 months of stubs in under 10 minutes for my mortgage application.

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Priya S.
Independent Contractor · New York

The 1099 contractor mode is exactly what I needed. Most generators treat everyone like a W2 employee — which is wrong for self-employed people. StubFast correctly shows self-employment tax at 15.3% and my landlord's agent verified it using the QR code. Legitimately the best option out there.

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Carlos R.
Instacart Shopper · Florida

Was rejected by my first apartment because I couldn't prove income. Used StubFast's gig worker mode, got 3 months of stubs from the bundle deal, and was approved within a week. The QR verification feature really sealed the deal — the property manager scanned it right in front of me.

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Sarah K.
Registered Nurse (PRN) · Illinois

Work at multiple hospitals as a per-diem nurse so my income varies a lot. StubFast let me document each assignment separately. The tax calculations are accurate and the PDF looks completely professional. Only thing I'd add is direct bank integration for auto-import.

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David M.
Small Business Owner · Nevada

I generate stubs for my 3 employees every two weeks. The subscription plan at $14.99/month is genuinely worth it — I was paying $30/month with another service. UI is clean, the live preview works great, and customer support actually responded within an hour.

Transparent Pricing

No Hidden Fees. No Add-Ons. Just Pay Stubs.

Unlike competitors, every feature is included. Deposit slips, time-off tracking, custom earnings — all in. We're the lowest all-in price on the market.

Single Stub

Perfect for one-time needs

$6.99
  • 1 clean PDF pay stub
  • No watermark
  • Instant download
  • Email delivery
  • QR verification code
  • All stub types (W2, 1099, gig)
  • 100% money-back guarantee
Most Popular

3-Stub Bundle

Great for apartment applications

$20.97
$17.99
Save $3 — $6.00/stub
  • 3 clean PDF pay stubs
  • No watermark
  • Save $3 vs individual
  • Perfect for apartment apps
  • All stub types included
  • Shareable verification links
  • 100% money-back guarantee

6-Stub Bundle

Best value for multiple months

$41.94
$32.99
Save $9 — $5.50/stub
  • 6 clean PDF pay stubs
  • No watermark
  • Save $9 compared to buying single stubs
  • Perfect for apartment & loan applications
  • All stub types included
  • Best per-stub price ($5.50 each)
  • 100% money-back guarantee
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Business / HR

5+ stubs/month? Get $5.49/stub flat rate for business accounts.

Contact Us →
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100% Money-Back Guarantee

Not happy with your pay stub? Get a full refund, no questions asked, within 30 days. No exclusions, no fine print. Unlike our competitors, we mean it.

How We Compare to Competitors

FeatureStubFastthepaystubspaystubsnow123paystubs
Price per stub$6.99$11.99$8.99$7.99+
1099 / Self-Employed Mode✅❌❌❌
Gig Worker Mode✅❌❌❌
All-in pricing (no add-ons)✅✅✅❌
QR Verification✅❌❌❌
Real money-back guarantee✅⚠️ Caveated❌❌
No post-purchase spam✅❌✅✅
Mobile-first design✅⚠️⚠️✅
Trustpilot score4.8 ⭐3.9 ⭐4.2 ⭐2.9 ⭐
FAQs

Common Questions

Everything you need to know about StubFast. Can't find what you're looking for? Contact us.

Is StubFast legal to use?
Yes. Pay stub generators are legal tools used by self-employed individuals, freelancers, and small businesses to create income documentation. StubFast generates stubs for informational and income verification purposes. All stubs include a clear disclaimer and are not intended for fraudulent use. Using a pay stub generator to falsify income for loan or rental fraud is illegal — our terms of service and anti-fraud wording explicitly prohibit this.
Will my pay stub pass landlord or lender verification?
Every paid stub from StubFast includes a unique QR code and verification ID that landlords and lenders can use to confirm authenticity at stubfast.com/verify. Our stubs are designed with professional formatting that matches industry standards. That said, individual landlords or lenders may have specific requirements — we recommend pairing stubs with additional documentation like bank statements when possible.
How is this different from competitors like thepaystubs.com?
Several key differences: (1) We're $5 cheaper — $6.99 vs $11.99 at thepaystubs.com. (2) We include a dedicated 1099 contractor and self-employed mode — competitors treat all workers as W2. (3) We have a true, no-exclusions 100% money-back guarantee — competitors carve out 'personal dislike' and 'calculation uncertainty' from refunds. (4) Every stub includes a QR verification code at no extra charge. (5) No post-purchase email spam — only transactional emails.
Do 1099 contractors and freelancers get pay stubs?
Technically, employers issue pay stubs to W2 employees — not to 1099 contractors. However, self-employed individuals and 1099 contractors often need proof of income for apartments, loans, and other financial applications. StubFast generates an 'Income Verification Statement' for 1099/self-employed workers that shows gross income, estimated self-employment tax (15.3%), and net income. This is the legally appropriate format for contractors.
How accurate are the tax calculations?
Estimated calculations based on current available federal and state tax rules — updated as IRS guidance changes. For W2 employees, we apply federal income tax withholding, Social Security (6.2%), and Medicare (1.45%). For 1099/self-employed workers, we apply self-employment tax (15.3%) and estimated federal income tax. These are estimates — always review your stub and consult a CPA for precise tax advice.
Can Uber, DoorDash, and Lyft drivers use StubFast?
Yes — we built a dedicated Gig Worker mode specifically for rideshare and delivery drivers. Select your platform (Uber, DoorDash, Lyft, Instacart, Amazon Flex, Grubhub), enter your earnings for the period, and we generate a professional income statement. This is commonly used for apartment applications and car loans where standard proof of employment isn't available.
What's included in the free preview?
The free preview shows you a complete, fully calculated pay stub with all your information — but with a 'SAMPLE' watermark across the PDF. This lets you verify the information is correct before paying. The paid version ($6.99) removes the watermark and adds the QR verification code, giving you a clean, professional document ready to share.
Can I edit a pay stub after generating it?
Yes. All generated stubs are saved to your dashboard. You can open any previous stub, edit any field, and regenerate the PDF at any time. The duplicate feature lets you copy a previous stub to start a new pay period — just update the dates and earnings. If you have a subscription, editing and re-downloading is unlimited.
Is my personal information secure?
All data is encrypted in transit (TLS/SSL) and at rest. We store only the minimum information necessary to generate your stub. We do not sell or share your information with third parties. We use Supabase (SOC 2 certified infrastructure) for data storage and Stripe (PCI-DSS Level 1) for payments. You can request deletion of your data at any time.
What if I need stubs for multiple months?
Our 3-stub bundle ($17.99) and 6-stub bundle ($32.99) are built for exactly this use case. Many landlords and mortgage lenders ask for 2–3 months of pay stubs — buying a bundle is significantly cheaper than purchasing individual stubs. Monthly and annual subscriptions are available if you need stubs regularly.

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